About

Arden Capital

At Arden Capital, we are more than just a lending company — we are strategic partners in your real estate journey. Founded by experienced investors and financial professionals, Arden Capital was created to fill a critical gap in today’s lending environment: the need for flexible, specialized financing backed by deep knowledge, personalized service, and consistent performance.

When traditional lenders say no, we find a way forward.

Our Mission

To empower investors, commercial owners, and homeowners with specialized capital solutions that drive success, maximize opportunity, and build lasting wealth.

Why Choose

Arden Capital?

Deep Lending Expertise

Creative Deal Structuring

Speed and Certainty

Relationship-Driven Approach

Boutique-Level Service

Meet Our Founder

A Message from Luis Carmona, Founder of Arden Capital

Real estate has been the foundation of my professional life for nearly two decades — as an investor, developer, and lending professional. I built Arden Capital because I saw firsthand the gap between traditional lending solutions and the real-world needs of homeowners, investors, and developers.

At Arden Capital, our mission is simple:
To deliver the speed, creativity, and certainty that empower our clients to achieve their goals — while maintaining the trust and service that long-term partnerships are built on.

We’re not just another lender. We’re a boutique capital partner, built by real estate people, for real estate people.

Luis Carmona

Founder, Arden Capital
NMLS # 2685395

Who We Serve

Residential Investors (1–4 Units)

Capital for growing your real estate portfolio with rental, rehab, or buy-and-hold strategies.

Multifamily and Commercial Investors

Strategic funding for acquisitions, repositioning, or expanding your commercial assets.

Builders and Developers

Construction, bridge, and value-add financing built to support your next successful project.

Self-Employed and Non-Traditional Income Buyers

Flexible lending solutions designed for entrepreneurs, freelancers, and non-W2 earners.

Move-Up Buyers and Jumbo Borrowers

Tailored financing for those upgrading to their next home or purchasing high-value properties.

First-Time Homebuyers

Guiding you through your first purchase with clarity, support, and customized loan options.

Let’s Build Your Future Together

Experience a lending relationship built on trust, expertise, and performance.